This paper is an attempt to evaluate and analyze the performance of SHG-Bank Linkage Model in Kanchipuram District of Tamilnadu and its impact on a need for a comprehensive approach in up lifting the Women SHGs for economic self reliant. The paper also suggests the SHG-Bank Linkage Model (pioneered by NABARD) seems to be more suitable as it encourages savings and credit among members and it alleviates and eliminates some extent poverty in rural India where still 60% of rural poor are not access to formal financial services. SHGs need skilled training in marketing their products. Proper supervision is essential in monitoring the utilization of funds. It is encouraging to note that repayment level is a positive attitude among the members.
AB: SHG - Self Help Groups. NABARD - National Banking for Agricultural and Rural Development |